Strategies

Strategies

Maximize your Income

Regardless of income or level of wealth, running out of money is a legitimate concern for all individuals or families. Academic Financial Services helps you maximize lifetime income and reduce the risk of running out of money. We’ll make recommendations based on your cash flow and spending requirements, and also consider longevity.
Based on lifestyle needs and longevity, we’ll choose investments and strategies that maximize current income, or that maximize lifetime income taking into account future inflation.
In addition to business and investment income, we’ll thoroughly review pension income alternatives, Social Security, deferred compensation, and stock options to derive the income plan that works best for you.

Minimize your Taxes

It’s not necessarily about how much you earn. It’s about what you keep. We believe that you can be a better steward of your money than Uncle Sam, and where appropriate, our financial planning and investment recommendations take tax minimization into account.
One of the greatest investors of all time, Sir John Templeton, said, “For all long-term investors, there is only one objective, maximize after tax returns.” Most of the clients we serve wholeheartedly agree.
We’ll coordinate with your tax advisor to devise and implement tax minimization strategies to maximize your portfolio’s after-tax performance.